...because You expect more.  

This Month's Harvest -  The Quiet Crisis in Estate Planning

Your clients trust you to protect their wealth, but are you protecting their wishes? Many estate plans include hidden risks that can lead to family disputes, unexpected trustee decisions, and assets falling into the wrong hands.

The Problem - Most clients hope their estate plan will work as intended, but outdated trust structures, vague beneficiary instructions, and fuzzy trustee appointments can derail their legacy. Worse, once the documents are signed, many don’t review them again—until it’s too late.

ALL advisors should be…
- Auditing trust documents. Ensure beneficiary designations and trustee structures align with your client’s long-term goals. We’ll provide a 5-point checklist.
- Addressing communication gaps. Estate conflicts often arise from poor transparency—help facilitate critical family conversations.
- Staying ahead of changes. Tax laws, inheritance rules, and asset structures evolve. If you’re not reviewing your client’s estate plan, someone else will.

With trillions set to transfer in the next decade, ensuring your clients’ plans remain intact isn’t just good practice, it’s essentially your value add.

Let’s Connect — A 10-minute review can prevent years of disputes.

Turning your growth into a full harvest!

Christopher Holtby - Co-Founder, Principal, National Sales Director

P: (605) 776-7012 // E: Holtby@wealthadvisorstrust.com // wealthadvisorstrust.com

...because You expect more.  

This Month's Harvest -  Hidden Landmines in Your Clients’ Trusts— Are You at Risk?

You've spent years building trust with your clients. But did you know a simple clause in their trust document could erase you from the picture the moment they pass?

Most advisors don't see it coming. A well-meaning client may designate a successor trustee—perhaps a family member or a competing institution—without realizing that this decision could eliminate your role in the process. By the time you discover the change, it may be too late. In meetings regarding estate planning, the trustee's decision is often made in about 90 seconds. We know. Our Co-founders were in those meetings when they were advisors. The best practice is to always attend any significant estate or trust planning meetings that involve your client and the estate planning attorney. Even if your client designates a relative or friend as the future trustee, make sure you are included in the trust document as the advisor.

It extends beyond client retention; it's about securing your position as the trusted thought leader and advisor for your clients and their attorneys. By addressing this matter now, you solidify your role in influencing the next generation of financial decisions. With millions at stake, can you afford to hesitate?

A five-minute review could transform your approach and change everything for you. Schedule a meeting with our team today to ensure your clients' trust documents don't work against you and to learn the best practices for identifying hidden landmines in their trusts.

Let’s turn your growth into a full harvest!

Christopher Holtby - Co-Founder, Director of Business Development

P: (605) 776-7012 E: Holtby@wealthadvisorstrust.com // wealthadvisorstrust.com